One4all Gift cards are regulated products. There is a 5 year maximum life on plastic cards but One4all cards do not expire. After 18 months we apply a nominal operational and processing charge of £0.90 per month, until card balances reaches zero. If there are funds remaining on the card after the plastic expiry date, we will replace the card. All One4all Gift Card funds are securely held and protected by 'safe-guarding'. Click https://www.one4all.com/safeguarding-message-2021 here to find out more about how funds are safeguarded. For full terms and conditions please click https://www.one4all.com/digital-terms-conditions here . The One4all and One4all Favourites Gift Card is issued by GVS Prepaid Limited*. GVS Prepaid Limited is a company incorporated in England and Wales under company number 09193070, having its registered office at Westside, London Road, Hemel Hempstead, Hertfordshire, HP3 9TD and is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 (register reference 900230) for the issuing of electronic money and the provision of payment services. GVS Prepaid Limited is part of the Blackhawk Network Group. *Excluding the Restaurant Favourites Gift Card which is managed by GVS Prepaid Limited